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This week, the Birmingham city council issued a “section 114 notice. This means that the council cannot meet its legal obligation to balance the books. This story made me ask how can a city in a place like the UK go broke and what can
I have made mistakes and you have made mistakes, whether we acknowledge it or not some mistakes can have long-lasting consequences. In this article, we’ll explore the biggest financial mistakes that could change your future and share the best way in my opinion to get
Buying a home is a dream for many people, but it can be a daunting process, especially in today’s economic climate. One of the most important factors to consider when buying a home is your mortgage affordability. Mortgage affordability is simply a test to show
The UK pension system is undergoing a major transformation. In recent years, there has been a growing focus on investing pension savings in higher-growth, less liquid assets, such as private companies. This shift in strategy is being driven by a number of factors, including the
At the heart of most hardworking African immigrants, lies a common story. Our income isn’t just for our personal expenses, it also contributes to the needs of our families back home. Whether it’s for your mum’s rent, brother’s school fees, or funding a cousin’s business
A lot of information from personal finance content creators including this blog is guilty of focusing on other areas of personal finance like budgeting, eradicating debts, investing etc. Yet, there’s an unsung hero that is the backbone of your financial well-being this is wealth protection
When we think of self-care, we often associate it with bubble baths, face masks, and spa treatments. While these activities are undoubtedly beneficial for our physical and emotional well-being, we often overlook an essential aspect of self-care: our finances. Financial self-care or financial wellness involves
Starting a business can be an exciting, yet challenging endeavor. While there are numerous success stories of entrepreneurs like Bill Gates, Steve Jobs, and Elon Musk, it’s essential to remember that not all business ideas are destined for greatness. In today’s dynamic business world, analyzing
If you’re reading this, chances are you’re looking to hit the refresh button on your life and start from scratch. Well, you’ve stumbled upon the perfect place to begin your new journey – Start Over at 50 with No Money! In this post, we’ll explore
Are you searching for the perfect way to unwind that doesn’t require a passport or emptying your savings account? Budget staycations is a fantastic option. You get the relaxation and fun of a traditional vacation without the hefty price tag or travel plans. Lets explore
Do you remember the feeling of being a 13-year-old, eager to earn your own money but not knowing where to start? You’re not alone! Many young people struggle to find traditional jobs that cater to their age group. However, the good news is that there
In today’s world of financial uncertainty, finding unconventional methods to earn money or a side hustle without selling anything has become an increasingly attractive prospect for many people, especially immigrants seeking to increase their income in the UK. Whether you’re interested in working from home
